Meet Glen Reiley
I have lived in Phoenix since 1986 and graduated from Arizona State University with a Bachelor of Science Degree in marketing. Over the past two decades that I have worked in the mortgage industry, I have personally financed over $500 million dollars in home loans. My success is due largely to my commitment to my customers and to helping them realize their goals in home ownership. I believe quality customer service requires no less than a 110% dedication to constant and effective communication, honesty and integrity, exceptional knowledge of the products, promptly returning calls, having competitive pricing, and genuinely caring about the customer. Over the years, I have developed an ability to listen to my client's needs and to utilize my experience to help structure a mortgage that makes the most sense for each individual client. In today's society, too many people will just tell you what you want to hear rather than the way it really is. You can count on me to tell you the truth and thus have the comfort that the information at closing will be the same as what we discussed in the beginning. I realize that I am not selling you a loan, but helping you incur quite possibly the largest debt in your life. Having an awareness of that fact, I understand that I have a moral obligation to manage that debt in the same way I would my own. My goal is to create such a strong relationship with each of my clients that they refer the people that they care about not to help my business, but because they care that much about their family and friends that they want to make sure they are taken care of the same way I took care of them. My wife Kristen and I have a daughter, Amanda, and a son, Andrew. As a family oriented man, I strive to look after the best interests of you and your family and help secure the best future possible.
Our Mortgage Process
Trust the biggest purchase of your life to our experience. Whether you're on your way to getting your first home, your next home, or a better rate on your existing mortgage, we will walk you through every step of the loan process. Now is the perfect time to get in touch with us and get the personal advice and guidance Bell Mortgage is famous for.
Once you've had all your questions answered and you're ready to start the home loan process, this is what you can expect.
1. Complete our online application.
The pre-approval application asks you questions about the home you wish to buy or refinance and your finances. To process your application, we need financial information about you - your current mortgage or rent, your other loans, your income, your assets, etc. As soon as you've finished the application, we review your request and immediately begin to process it.
2. We'll send you an application package and prepare your loan for processing.
Your loan application will include papers to sign and a list of items we'll need to verify the information you provided about your finances during the online application.
Here is a summary of the forms involved:
- Good Faith Estimate of Settlement Costs - This details the loan amount and all related charges and fees.
- Truth in Lending Disclosure - This lets you know what your estimated annual percentage rate of interest (APR) will be and any other program features that apply.
- Borrowers Certification - When you sign this, you authorize that all the information you provided is correct to the best of your knowledge. It also lets us finalize the process by contacting your landlord, employer, mortgage company, etc. and getting your credit report.
Next, we order the appraisal from a licensed appraiser who is familiar with home values in your area to determine its fair market value. The appraiser visits the property and compares its features, floor plan, lot, etc. against other similar properties in the area. (You receive a copy of the appraisal.)
4. We'll contact you to coordinate your closing date.
After we receive your application package, the appraisal and the title work, we contact you to schedule your loan closing. If you are purchasing a home, we also schedule the closing with the real estate agent. The closing takes place at an approved title office in your area. A few days before closing, we contact you to walk through the final information.
5. Apply now.
Start now by applying and you will be on your way to the most convenient home loan ever! That's all there is to it.
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
Our experience using the Glen Reiley Team was the most seamless experience we have ever had in buying a home. We had high expectations building a new home once again for our growing family, and Glen and his team came through with flying colors.
We have extremely busy lives, and Glen's team made a usually complicated process a dream! Glen set realistic and achievable goals up front with us about the process in today's environment and how they could best help us navigate the new home building experience with ease. Glen's assistant Jenna kept us in the loop at all times and was extremely proactive and timely in all of her communication. Both Glen and Jenna really love what they do, and it is evident in the service and product they provide. I would recommend them to anyone wanting a world-class customer experience that I have not ever seen rivaled.
Gabe, Cheryl, Alexxis, Natalie, Payton, Preston and Charles Phillips
Glen and Jenna were nothing less than excellent! The seller of my home had an aggressive close date (19 days) which was part of the conditions of our contract. Glen and Jenna not only met that date but exceeded it. I am a first-time home buyer, and they really made the experience simple and far less stressful. I would without hesitation (and will) recommend The Reiley Team to any friends, family or whoever reads this! Great job, and I can't thank you enough!
Working with Glen and Jenna was a breeze. The whole process went so quickly and painlessly, I couldn’t have asked for better service. They’re timely, easy to understand and efficient. I was able to lock in a great rate and couldn’t be happier with my refinance. They’re my one-stop shop for all things mortgage-related.
Excellent and extremely professional. This is by far the best experience my wife and I ever had getting our mortgage approved for our new home. I would highly recommend the Glen Reiley Team for anyone interested in obtaining a home mortgage. Glen and his staff are just outstanding; there is none better.
I have been a Realtor for the last 8 years. I recommend to all of my clients that they use The Glen Reiley Team at Bell Mortgage. Their attention to detail, communication, and timeliness set them apart from any other lender I have ever used.
About Bell Mortgage
Helping our customers find the smart way home for more than 130 years, Bell Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.
We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.
The History of Bell Mortgage
In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell Mortgage has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand.
The History of The Business Bank and Prime Mortgage
In early 2013, Bell State Bank & Trust announced its intention to acquire The Business Bank and Prime Mortgage, both based in Minneapolis. Formed in 1999, The Business Bank acquired Prime Mortgage in 2007 to widen its range of products and combine resources to continue to grow.
Prime Mortgage was founded in 1985, growing from a single small office to multiple offices around the Twin Cities and an office in Florida. Prime Mortgage has ranked as one of the largest independent mortgage companies in Minnesota.
Our Commitment to You
Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day. And we work in harmony with local and national lending sources to find you the best possible rate and terms.